No Buy ~ January 2013 edition

Discussion in 'The Creative Community' started by BernardandMissBianca, Jan 1, 2013.

  1. Where'sPiglet?

    Where'sPiglet? DIS Veteran

    Joined:
    Dec 17, 2007
    Messages:
    5,237
    January 2013 No Buy

    Goal: 15 $0 Days

    1: $48.62 Groceries, lunch in MSP airport
    2: $0
    3: $46.00 McDonald's :rolleyes1, Lowes, Ross
    4: $67.63 Walmart (Groceries & "misc" :confused:)
    5: $0
    6: $18.18 Groceries
    7: $0
    8: $0
    9: $0
    10: $7.85 Shirt for work (required), school lunch milk
    11: $2.25 snoball
    12: $124.98 Popeyes, sneakers, shirts, phone, Gas ($22.07 - $3.05/gal)
    13: $49.38 Winn-Dixie (groceries)
    14: $4.60 McDonald's
    15: $50.22 Walmart (groceries, misc.)
    16: $0
    17: $0
    18: $0
    19: $0

    Total: $419.71
    $0 Days: 9

    I also spent $77.16 on Monday 1/14 on a doctor copay and prescriptions for the bronchitis and sinusitis that I have. I do not include health spending in my No Buy Challenge because I consider it to be something necessary and not discretionary. (Although I do include groceries and gas in this, which is somewhat contradictory, but I digress...) I went to the doctor after work and it was already 7pm by the time I left the pharmacy, so I ended up swinging through McDonald's. You'll notice I did include the McDonald's; that was discretionary spending that I could have avoided had I just warmed soup at home. :headache:

    That's great about Yuki. Another regular had a baby earlier in the year. Her user name escapes me at the moment.

    I don't use many embellishments and stuff to begin with; when I do scrapbook, they are not too fancy. I think I have enough supplies to last a while, but some things like pens and glue may need to be replaced if they've dried/run out.

    And I definitely agree about the importance of good, quality shoes. I went to about five shoe stores before I found a sneaker that was comfortable and I felt would not rub my foot the wrong way. The crazy thing is that I haven't worn them yet because it was raining so much earlier in the week and I didn't want to get them muddy on the first wear!
     
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  3. princess stich

    princess stich DIS Veteran

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    Not a bad week so far! Hoping to actually get some scrapbooking done this weekend!
     
  4. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

    Joined:
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    Messages:
    17,062
    okay here's my list for the week so far

    1/13 $0
    1/14 $0
    1/15 groceries $76.42 - t-shirt for megan tap class perf $8.74 - winco $69.14 (items being donated to BLB)
    1/16 $16.86 postage for swap
    1/17 nails $25.00 - Target $18.43 (used $25.00 GC on my stuff, needed a few extras for household items) $3.64 on latte - saw friend at Target so we got a coffee and chatted!
    1/18 $0
    1/19 mom's bday lunch $74.18

    1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
    1/21
    1/22
    1/23
    1/24
    1/25
    1/26
     
  5. Where'sPiglet?

    Where'sPiglet? DIS Veteran

    Joined:
    Dec 17, 2007
    Messages:
    5,237
    January 2013 No Buy

    Goal: 15 $0 Days

    1: $48.62 Groceries, lunch in MSP airport
    2: $0
    3: $46.00 McDonald's :rolleyes1, Lowes, Ross
    4: $67.63 Walmart (Groceries & "misc" :confused:)
    5: $0
    6: $18.18 Groceries
    7: $0
    8: $0
    9: $0
    10: $7.85 Shirt for work (required), school lunch milk
    11: $2.25 snoball
    12: $124.98 Popeyes, sneakers, shirts, phone, Gas ($22.07 - $3.05/gal)
    13: $49.38 Winn-Dixie (groceries)
    14: $4.60 McDonald's
    15: $50.22 Walmart (groceries, misc.)
    16: $0
    17: $0
    18: $0
    19: $0
    20: $0
    21: $0

    Total: $419.71
    $0 Days: 11

    Tomorrow will probably not be a $0 day. I need to get gas soon, and tomorrow is probably the best day for me to get it.
     
  6. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

    Joined:
    Dec 28, 2005
    Messages:
    22,512
    How is everyone doing this week with the No Buy???

    I made it today.. hopefully tomorrow too..

    I know this week I need to run out for rabbit and cat food..
    I thought I had to go for cat food today but the neighbor is moving and brought over an extra bag he found in the basement since there cat is now on wet food only diet...
     
  7. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

    Joined:
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    1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
    1/21 $0
    1/22 $0
    1/23 $12.95 - photo book for my mom
    1/24 $57.24 groceries - $3.45 boxes
    1/25
    1/26
     
  8. JohnsonsLoveDisney

    JohnsonsLoveDisney DIS Veteran

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    So far so good. Did get gas today $49 to fill up. Not too bad. Dbf is grabbing subs for dinner. Only.second dinner out this month!

    Have to run to target tonight and get diapers. Ds is out! Maybe we can find him some real underwear too. He's loving the potty!
     
  9. dsneprincess

    dsneprincess DIS Veteran

    Joined:
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    Messages:
    1,172
    I am doing good with my no buy goals. I haven't bought any clutter, have only bought fill-in groceries or replaced staples. We have only eaten dinner out 1 night per week, which is driving my DS insane. There is lots of eating out among his friends so he is feeling deprived while DH thinks he's eating like a king!
    1/20-$0
    1/21- $0.63 tax for DS purchase
    1/22-$0
    1/23-$7 lunch after kids gym, $18 fill in groceries
    1/24-$15 lunch with GF, $10 bread outlet (2 packages cookies, 3 loaves bread, 1 package bagels, 2 breakfast danish)
    1/25-
    1/26-
     
  10. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

    Joined:
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    Messages:
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    I have tanked my no buy month, especially with the last minute trip to DC.
    Today I needed to get the car to the dealership for maintenance to the tune of $400+. ERGH!!

    I hope to kick it into high gear for February.
     
  11. tyniknate

    tyniknate DIS Veteran

    Joined:
    Mar 25, 2008
    Messages:
    2,809
    Totally blowing the budget today. Between meds, boys going camping and buying dinner at the benefit dinner tonight.....I'm way over my goal. :guilty:
     
  12. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

    Joined:
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    Messages:
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    1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
    1/21 $0
    1/22 $9.64 dinner out - forgot earlier
    1/23 $12.95 - photo book for my mom
    1/24 $57.24 groceries - $3.45 boxes
    1/25 $40.14 gas - $2.35 walgreens photo processing
    1/26
     
  13. Where'sPiglet?

    Where'sPiglet? DIS Veteran

    Joined:
    Dec 17, 2007
    Messages:
    5,237
    January 2013 No Buy

    Goal: 15 $0 Days

    1: $48.62 Groceries, lunch in MSP airport
    2: $0
    3: $46.00 McDonald's :rolleyes1, Lowes, Ross
    4: $67.63 Walmart (Groceries & "misc" :confused:)
    5: $0
    6: $18.18 Groceries
    7: $0
    8: $0
    9: $0
    10: $7.85 Shirt for work (required), school lunch milk
    11: $2.25 snoball
    12: $124.98 Popeyes, sneakers, shirts, phone, Gas ($22.07 - $3.05/gal)
    13: $49.38 Winn-Dixie (groceries)
    14: $4.60 McDonald's
    15: $50.22 Walmart (groceries, misc.)
    16: $0
    17: $0
    18: $0
    19: $0
    20: $0
    21: $0
    22: $4.85 McDonald's
    23: $0
    24: $31.18 McDonald's, Gas ($27.14 - $3.07/gal -3.27-20c/gal rewards)
    25: $0
    26: $0
    27: $0

    Total: $455.74
    $0 Days: 15 :woohoo:

    I'm not quite sure why I've been at McDonald's so much this month. :confused3

    This thread seems to be losing momentum! Even if you feel like you failed this month, you gained an awareness of your spending that you may not have had before. Try to finish out this month strong and look forward to the fresh start we get on Friday! If you're new at this, keep in mind that it takes about three months to calibrate a budget, so don't give up until at LEAST the end of March!
     
  14. Where'sPiglet?

    Where'sPiglet? DIS Veteran

    Joined:
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    The dress looks nice! Your January 20th sounds like it was an expensive but fun day!
     
  15. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Dec 28, 2005
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    Just a few more days in the month... Everyone has been doing a really good job...

    I hope to get 2 more no buy days myself..
    today is a big spend day...but I'm paying budgeted bills...so really no extra money is going out...
     
  16. rlovew

    rlovew Moderator Moderator

    Joined:
    Mar 12, 2006
    Messages:
    13,475
    1/1- $0
    1/2- $0 for us /$38 salt for water softener- (reimbursable)
    1/3- $54 food at Downtown Disney
    1/4- $11 DH eating out/ $21 for car filter (reimbursable)
    1/5- $36 Gas, $34 spices(at DTD), $11 groceries
    Total for week: $36 gas, $45 groceries, $65 eating out- total: $146

    Week 2: Goal- Groceries-$75, Gas-$40, Eating Out(Sun lunch)-$25, Anything Else- $30- *Possible car maintenance to keep transmission in good shape*
    1/6- $129 groceries, $25 for lunch out
    1/7- $0
    1/8- $21- Dollar general for groceries and flood lights
    1/9- $21 speakers for my computer (DH had stolen mine about 3 years ago and I finally had something I wanted to use them for), groceries $5, $3 for my weekly breakfast Bible study
    1/10- $0
    1/11- $25 for dinner out (we do 1 monthly dinner with clergy couples and it is very necessary for my sanity)- worked plus $89
    1/12- $0
    Total for week: groceries $155, $53 eating out, $21 (speakers from my Christmas money) Total: $229

    Week 3:Goals for next week: groceries $75 (should need too much I have all the meat we need mainly breakfast foods and fresh vegetables and fruit), 1 day out to celebrate DH- $50 may be less if we use giftcards or go for lunch
    1/13- $5- rest of what was needed for dinner
    1/14- groceries $60 so a little less than expected
    1/15- gas $43, lunch out for DH $8 (traveling for work)
    1/16- $20 (lunch for DH on road), $4 for Breakfast Bible Study
    1/17- $0
    1/18- groceries- $17, gas $38, staples (bill folder for the year)- $11
    1/19- $0
    Total for the week: groceries $81, gas $81, eating out- $32, other $11

    Week 4: This week we were away in Orlando for the week so my goal was no more than $50 a day for food.
    1/20- $200 for lodging, $18- groceries, Ghirardelli $11
    1/21- lunch out - $20, goodies for Bible Study- $32, gas -$29
    1/22- snacks- $5, outback-$10 (used a giftcard for rest)
    1/23- groceries- $10, lunch(Via Napoli)-$40
    1/24- lunch- $20
    1/25- gas- $32, walgreens(medicine for DH/toiletries/dog treats)-$25
    1/26- $10 (training for church), dollar general- $1.50(cough drops)
    This week total: lodging- $200, groceries- $28, eating out- $106, Bible Study-$32, gas -$61, other- $37

    Week 5: This week we need to reign back in after a week away:
    1/27- dollar general (medicines)-$14, ate lunch on giftcards
    1/28- $0
    1/29- $0
    1/30- $4 breakfast, $17 pet food, $7.00 groceries
    1/31-

    Totals for the month:
    Gas $178 (all reimbursed by church)
    Lodging- $200
    Eating out- $260 ($24 reimbursed by church)
    Other- $65
    Church Stuff- $42 (all reimbursed by church)
    Groceries- $330
    Total Discretionary $831
    No Buy Days: 8 days (11 days with someone out of town)

    Rebecca
     
  17. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

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    thanks! so happy I found something I loved and it comfortable too!



    1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
    1/21 $0
    1/22 $9.64 dinner out - forgot earlier
    1/23 $12.95 - photo book for my mom
    1/24 $57.24 groceries - $3.45 boxes
    1/25 $40.14 gas - $2.35 walgreens photo processing
    1/26 $11.87 lunch $9.43 dinner


    1/27 $0
    1/28
    1/29
    1/30
    1/31
     
  18. dsneprincess

    dsneprincess DIS Veteran

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    So it's the 29th & I am happy with my progress this month. I have been able to limit eating out significantly, at least at dinnertime. I am happy with the "baby steps". I have a significant outlay either tomorrow or Thursday as first tax bill is due. I am glad it's not the school tax one since that is more than 2x the county tax one that is due. I was really stressing on "finding" the money to make the payment because I went for broke at end of year & sent significant chunks to iras & 529 and was afraid I was going to regret that. I have 2 car insurances due in February & I would like to fund Disney out of change laying around the house. If I can find the time to wrap it & take to bank, I bet I can do it. This will also be a form of clutter out, right? I am hoping to not spend any money in grocery store for next 2 weeks, other than milk, bread & lunch meat. I am going to feed us out of the pantry/freezers. I love how much this thread has helped me pay attention to my spending. I have seen this before but I like the location on this creative board. (Just seems less obvious & more private, I guess!) I am thankful for all I've learned from everyone & all the wisdom I've benefited from this month here. Thanks!
     
  19. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Wow!! I made 16 no buy days!!!

    I paid off DsS21's tuition 3 months early this month!! :woohoo:
    I am one payment (actually paying it off tomorrow) from paying off CC!!! :cheer2:

    I started the NO Buy February thread today...so if you wanted to you could set up your goals for next month..


    Buffy, thanks for starting this thread.. It has been a great motivator for me.
     
  20. JohnsonsLoveDisney

    JohnsonsLoveDisney DIS Veteran

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    Awesome Nan! I will get my numbers in today.
     
  21. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    Any time!!
    thanks for starting Feb!!
     

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