No Buy ~ Feburary 2013

Discussion in 'The Creative Community' started by PrincessNancy96, Jan 31, 2013.

  1. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Since some of us are looking for some financial freedom this year, I figured this would be a good place to try a new thread.

    Rules are simple: you decide what to track, how to track it and what your goals are. While many people choose to try for as many $0 days as possible (hence the "no buy" title), if some other target works for you, then go for it!

    Good luck to everyone!!!
     
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  3. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    I really liked being accountable last month with my/our spending... I was excited to try it again!!!

    Last month, I paid of DsS21's tuition 3 months early!!! :woohoo:
    This month, actually today, Feb. 1st, I am paying off a CC!!!! :cheer2:
    I plan on taking this payment and adding it to another payment to pay that CC off by May!!

    No Buy Days - goal 12 since February is a shorter month thought it was more doable with 12 but I really want 15!!

    I also want to stick to my budget... *I have our check set out for specific bills w/ a little extra to each one*

    Week 5/end of last month's week:

    2/1 - groceries/bills - all budgeted
    2/2 - 0

    No Buy Days: 1
    Goal meet: Paid off CC!!!!

    :woohoo: Paid off my CC this morning!!! :woohoo:

    Week 1:

    2/3 - 0
    2/4 - 25 (postage)
    2/5 - 75 (paid off DS16's college course)
    2/6 - 0
    2/7 - 0
    2/8 - 20 (milk and a few extras)
    2/9 - 0

    No Buy Days: 5
    :woohoo: Paid off DS16's college tuition!!! 3/3 kids are tuition FREE now!!!

    Week 2

    2/10 - 0
    2/11 - 15 McD's dinner
    2/12 - 0
    2/13 - 0
    2/14 - 0
    2/15 - grocery, bills, gas for 2 cars
    2/16 - baby gift for CJ & my sister


    No Buy Days: 9

    Week 3:

    2/17 - 0
    2/18 - 0
    2/19 - 0
    2/20 - 0
    2/21 - 15 milk
    2/22 - 15 soda
    2/23 - 0

    No Buy Days: 14

    Week 4:

    2/24 - 14 McDonalds
    2/25 - 50 gas; 15 groceries (milk)
    2/26 - 100 (22 cash for games on Friday/Saturday (I'm not going so it will get DH and DS in both nights); 3 for a card; 50 for DsS22's birthday; 5 for Ds12's lunch money; 20 to my savings (52 week challenge)
    2/27 - 45 for DS16's tux online purchase brand new!!!!
    2/28 - 0

    No Buy Days: 15
     
  4. JohnsonsLoveDisney

    JohnsonsLoveDisney DIS Veteran

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    I think I am in again. :)

    Need to get my stuff in for Jan. It's sitting and waiting.

    Goal is more no buy days than buy days.

    2/1-$1.63 for 2 movies
    2/2- $8 coffee and milk
    2/3- $5 gas for car, Dbf put gas in van not sure how much.
    2/4-$5 for coffee.- spent biz money on supplies
    2/5-
    2/6
    2/7
     
  5. morgansmom2000

    morgansmom2000 DIS Veteran

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    I did very well at the beginning of January, but slacked off on keeping track. I know I did okay, but could do better. So...

    2/1 - Budgeted items only - Bills due 2/1 - No need to eat out, going to shop the cupboards and freezers. (Payday - call to make a payment on my weekend away). $0
    2/2 - Movies and lunch with my sister and Morgan - $58 for movies and lunch, DH bought some stuff at Target, $15.29
    2/3 - Groceries and "stuff" - Slightly over my budget, but saved over $58 by "stocking up" - $148.58 ($7.48 PJs for Sophie for next year to match Ryan's!)
    2/4 - Used my DD GC - $0, but need to pick up water. $26.60 on paper :o $25.43 at the grocery store, I went in for water...
    2/5 - Day at home, should be nothing!
    2/6 - Free coffee?
    2/7 - Into Boston :)
     
  6. dsneprincess

    dsneprincess DIS Veteran

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    I'm in. I also loved this last month & worked for me well. I am going to split February goals in 2 as we are in Disney for 9 days at end of month. Obviously, that will not be "no buy"! LOL.

    2/1 through 2/18, no dinners out, no groceries except perishables, no junk or clutter purchased. Need to roll change & "find" money there. Keep all spending to a minimum. Obviously will pay bills due.

    2/19 through 2/28 enjoy family time. Not stress about spending, but careful thought before purchasing yet another Disney sweatshirt!

    I would like to get DH & DS on board as well. I guess that will be my goal for the year!
     
  7. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    I'm in again. I fell off the wagon hard this month but now the kids are caught up on shoes and clothes and what not, at least until the weather gets a little warmer.

    14 no buy days
    1 day a week for grocery shopping, with the exception of milk. $250 a week limit for groceries.
    gas - $350 - $20; for the month (should be less than this if I cans use Stop and Shop points but it's $90-95 to fill my tank)
    5 starbucks trips
    $200 for DS16 for lunches (this should last 2 months)
    $48 for little kids hot lunch
    $12 for little kids milks
    pay off Apple card

    2/1 - scrap paper - $2.34; gas - $20; work out shirts - $99.94; Target - $69.11
    2/2 - need to look at all the receipts. Track meet entry fee - $10; lunch - $75: EMS - $120ish
    2/3 - NO BUY DAY!!
    2/4
    2/5
    2/6
    2/7
     
  8. rlovew

    rlovew Moderator Moderator

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    This month should be better with only 2 planned trips and one of those is an all expense paid trip. My goal is to have at least 2 days of no buy for the family and 4 days on buy for me (it is really hard to get DH to stop dropping by the dollar general for something if he wants it).

    Week 1 Goals- 1 tank of gas, $40 on groceries (we will be away most of the week),
    Feb 1- on a trip- 2 meals out
    Feb 2- on trip 1-2 meals out
    Feb 3- groceries?
    Feb 4- trip- meals covered, need gas
    Feb 5- trip- meals covered
    Feb 6- trip- meals covered
    Feb 7- groceries if not Sunday, fresh stuff
    Feb 8- eating out- $30 (our monthly time out with other clergy)
    Feb 9- no buy

    Rebecca
     
  9. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

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    I'm in! no buy days goal is 16!
    no big expenses this month.
    Goals:
    eat out one night a week -
    3 lunches out for the month on weekends

    2/1
    2/2
    2/3
    2/4
    2/5
    2/6
    2/7
    2/8
    2/9


    good luck with your goals ladies :thumbsup2
     
  10. Deffenm

    Deffenm DIS Veteran

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    I am in again this month. I had 16 no buy days in Jan and almost met all of my goals. Here are my goals.

    1.)Stick to Budget (groceries $600, Gas $400, pay normal bills)
    2.) Only eat out 5 times for month (lunch and dinner)
    3.) earn/save $500
    4.) 18 no buy days
     
  11. Reddy

    Reddy Scrapbooker

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    My goal is to have Disney paid off - at least the ticket, DDP, and resort
    I'll 2 paychecks in Feb so 250 per check will do it.

    then I need to find good bargins on anything else I buy.
    then only buy what is needed except for Avon - sister sells so I kinda have to buy something every 2 weeks but I stopped looking at make-up & stuff at stores so that helps impulse buying then.

    I really need to make a list of what is really needed for trip
    shoes is top on the list but there it needs to be good ones not cheapos that won't hold up
     
  12. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Goal #2 meet for the year... I just paid off a CC!!!:woohoo:
     
  13. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    woohoo!!!
     
  14. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

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    way to go Nan!!
     
  15. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Thanks!!

    While driving to town my low pressure tire light came on.. DS16 wants to drive my car to work after school so I had it checked out... luckily it was no cost to fix it...but they did say by November I need new tires.... which we had already planned to do anyway....
     
  16. JJ&JHsmom

    JJ&JHsmom DIS Veteran

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    I am in again this month. I did well last month and this is helping to keep me on track.

    Goal for this month, stick to budget, only 2 nights take-out(this is going to be very hard with the meeting schedule) , only buy what I need, shop from lists.

    2/1 Pizza, $42.01, but the family time sitting around the table is priceless!
    2/2 $73.58 groceries, $38.30 gas, $107.05 walmart-kitchen shoes, ink and paper for printer, put in an order for paper;)
    2/3 no buy day
    2/4 paid college tuition bill
    2/5 no buy day
    2/6 gas $38.26, filled up today so I don't have to worry about it over the weekend
    2/7 no buy day
    2/8 no buy day
    2/9 milk and sandwhich makings $36.78

    2/10 no buy day
    2/11 oil $585.64, gotta have heat!
    2/12 no buy day
    2/13 paid bills
    2/14 no buy day
    2/15 no buy day
    2/16 no buy day

    2/17 no buy day
    2/18 no buy day
    2/19 gas $48.73, groceries $86.34
    2/20 no buy day
    2/21 no buy day
    2/22 take out Chinese $34.00
    2/23 gas $34.52 groceries $80.59

    2/24 no buy day
    2/25 no buy day
    2/26 no buy day
    2/27 paid bills all within budget
    2/28 no buy day
     
  17. mommy2mrb

    mommy2mrb Mama to a Princess - But I'm A Scrap Princess!

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    2/1 groceries $71.26 did save almost $10.00 with coupons :thumbsup2
    2/2
    2/3
    2/4
    2/5
    2/6
    2/7
    2/8
    2/9
     
  18. dsneprincess

    dsneprincess DIS Veteran

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    Congrats! That's wonderful! More money to put toward other expenses or savings! Yay!
     
  19. Where'sPiglet?

    Where'sPiglet? DIS Veteran

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    I'm in again!

    I still need to finish up posting my January numbers, then post my goals here.

    Life is just a little bit crazy right now! party:

    The Super Bowl is tomorrow, and then it's peak Carnival parade season. Mardi Gras is next Tuesday. :faint: I have parades I would like to go to on Wednesday, Thursday, Friday, Saturday, Sunday, Monday, and Tuesday. :scared: I think I'm not going to just pick my top five or something. :upsidedow After the last two weeks, I am running low on stamina!

    I'll be tracking my numbers and posting them in between the all the fun. :rotfl:
     
  20. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    WOOHOO!!! Good job!! Bank that $$ for Disney.

    Is it already?!? Fat Tuesday seems so early this year.
    Have fun at the parades!
     
  21. Where'sPiglet?

    Where'sPiglet? DIS Veteran

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    It is fairly early. It SEEMS even earlier since some of the parades had to move up into January from their usual "two weeks before Mardi Gras" time slots because of the Super Bowl.

    The Super Bowl was awesome. :hyper:
     

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