Starting this but using Paula's words. Welcome to No Buy August. For the regulars, welcome back and to the new posters and lurkers - please feel free to join in at any point. Purpose of this thread is to try to control your unnecessary spending - some call it the $100 habit where you go for a carton of milk and come out of the store with a trolley load of stuff you didn't really need. How you do this is up to you and your circumstances. Post your budget (personal or household) and any exceptions. Then your goal is to try to stick to it! Remember that you have to come here and confess. You can post daily if you need to or just as often as you'd like - some find posting daily keeps them on track. If you are starting out with a budget, most would agree the first step is to write down everything you buy - then critically look at what you are literally throwing away your money on. Feel free to jump in at any point and ask questions, we share what we are learning along the way with getting our finances into order!