Hi All! First, thanks to you all for the great info on these boards. Very helpful. What a great community. We're a family of 4 (kids 3 and 5). We're more seriously considering a DVC purchase after several years of pondering. If we do purchase, we're likely to be looking at acquiring around 300 points for a variety of reasons (size of accommodations/views, banking/borrowing for big trips with lots of folks, etc.) A few question about the direct purchase benefits, adding on multiple contracts at other resorts and how buying resale plays in with point usability. Welcome all insight. Here goes... If you buy some amount of points direct from Disney and later buy other points via resale, are all of your points "in play" for a reservation that takes advantage of the direct buy purchase (i.e. concierge collection, RCI resorts, etc.)? Does purchasing multiple home resort points allow you to book those home resort using all of your points (even those attached to other home resorts)? If you buy contracts for multiple resorts, do you get the 11 month booking window for each of those resorts? And can you use all of your points (including those from other resorts) for that booking? Basically, we're thinking we'd like to buy one contract (say 100) direct from Disney. We understand we'll pay a premium. Then, we'd like to buy two more contracts (say 100 each) at two other resorts, likely via resale to save money. So we have 300 points spread across three different resorts. But we're likely to book one big trip a year or a really big trip every 2-3 years. So we'll want to use all the points at once and would like: (1) the options/access that the direct from Disney purchase provides in case we want to use it, (2) the savings that the resale purchase gets us, and (3) the flexibility that goes with having multiple home resorts. Is that doable or are we trying to have our cake and eat it too? Thanks in advance for your insight and guidance!