OK - I just put an offer in on 240 OKW points with a Dec. UY. This is what the contract has. 254 - 2012 points (240 for 2012 and 14 banked from 2011) 240 - 2013 points 240 - 2014 points We are going on a trip April 2014 and will need 398 points. Our sale should close in 60 days if Disney does not pull a ROFR on us. I want to make sure I have this worked out right. Once I have the points I will bank the 2012 points which must be done by 7/31/13 (can't bank the 14 - 2011 points). Once I get my final paperwork in about July I will use my banked 2012 points and 158 - 2013 points to book our trip for April 2014. That will leave me with 82 - 2013 points and 240 2014 points which I can use to book a trip in April 2015. DO I HAVE THIS RIGHT. I DON'T WANT TO MESS IT UP AND LOSE POINTS.