We have 270pt at BLT with a April UY, so in April 2009, 270pts will be depositied into our account, and those points are for use for travel until March 31st, 2010. If I will not be traveling within those dates, I have until October 31st to bank all 270 pts, and those bank points will expire in 2011? So if I am planning a trip for say July 2010 at BLT..and I can make my reservations at 11 months out which would be June 2009. So do I banked my 2009 points, and then use it towards that vacation and then banked my 2010 banks for the following year? Or if I decide to go for a 1 br magic kingdom view in August, and it takes 468 pts...so again, do I bank my points from this year, and use that along with part of my 2010 points and then bank the rest of the 2010 points? Is that right???