I'm now the proud owner of 115 points at BWV! Hurray! But now I have this loan. Boo. I decided to buy direct from DVC because it worked better for me. My down payment was $3K, and now I have approximately $10K left on the loan. If I make additional payments towards the principal using my Disney Visa card, will they qualify for the 0% interest? The literature says "all Disney Vacation Club purchases" but I'm not clear if that includes installment payments. I called Chase to ask them, and the person I spoke to didn't know what "Disney Vacation Club" meant. Any one have experience with this?