Making a fairly rare post....
Good for you - you bought in
.
All I can relate is what is in our family's spreadsheet. I have tracked our actual costs (dues and upfront investment), vs
DISCOUNTED room costs. We are homed at the VWL. Unlike many, this is ALWAYS where we stay - twice per year, since 2013.
Our current cost, taking into account our investment, loss of interest, tax, etc.... is just about
25% of rack: both for the VWL, and a comparable public room within the WL proper.
We will achieve total investment break even in 2018.... FIVE YEARS.
This wasn't me being brilliant.... rather, it was the result of
WDW DISCOUNTED Rack Rates going up FAR faster than even I thought they would. I thought it would take EIGHT years to hit Break Even
. I'm pretty happy that I was wrong
.
Just me - you did something brilliant, as long as, like us, you intend to keep GOING. You lost, at best, about 1% guaranteed interest on that up front cash (Please - no Stock Market, or other gambling comments....). Just my estimate - but it looks like you got into an investment you LIKE, returning just about 15% yearly compounded interest (at least, that's what we are seeing).
Now - of course, none of this is worth ANYTHING unless one is just going to go to WDW
. In our case? We have, and we WILL. I could not be happier, giving WDW a cool $28K in cash up front -
MY family made out like Bandits . I hope your's does too .
Disclaimer: All posts by user Dean Marino are Personal Opinion only - any post may be removed by a Moderator at any time as specified by Board Rules, with my full permission and cooperation. I choose to not reply to any quotes, PMs, or comments, as I have personally found this action to be counterproductive.