On the other hand, you will have had some fabulous vacations in a gorgeous place. That should have some value to you, IMO. and I totally get that. We bought Bay Lake in 2009. And we financed. And we've never stayed there. Turns out we like other places just fine. And we don't like the points needed for Bay Lake, since we like more vacations and longer vacations. You LOVE the GFV (VGF?). You LOVE studios. Don't discount the ability to get what you LOVE, 11 months out. 4 months further out that I could get it, for example. People say to buy where you WANT to stay. For us, turns out we made the wrong choice, and only realized it later on. Since we financed and since we fell behind on our promises (to ourselves) to pay it off asap, we can't really sell it right now. Gotta wait it out. Yours is all paid for. You love the place. Go with that. 1- I'm not sure MOST people bought resale. I think most people who respond say that newbies should buy resale, but I'm not sure that's the majority of the actual users. Heck, I'm starting to say "buy resale with cash unless xyz", and we bought direct (and financed, shudder!). 2- You love it. You love the size of the rooms you want to get. You get the 11 month advantage. Go with that. Enjoy the heck out of your purchase.