Need advice asap: Take or decline the insurance

Discussion in 'Disney Resorts' started by MagicKingdom05, Jan 4, 2005.

  1. MagicKingdom05

    MagicKingdom05 <font color=red>Loves to Travel<br><font color=dar

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    Hi,

    Should I decline or take the insurance that they offer on these packages. I believe it is $44.95.

    I said no, but I am rethinking it.
     
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  3. spiceycat

    spiceycat dvc-blt,vwl,bwv

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    I would decline it.

    the only person who tried to claim something had to have a hospital bill saying he went to the hospital, etc.....

    it was a pain for not alot of money.

    read the stuff carefully before you buy it...
     
  4. MagicKingdom05

    MagicKingdom05 <font color=red>Loves to Travel<br><font color=dar

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    Spiceycat,

    That is what I did, but I am not sure. What happens if my flight is cancelled or delayed.
     
  5. nygrl

    nygrl DIS Veteran

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    i had insurance for a trip to jamaica and we had to cancell but there were so many limitations on the insurance it does not apply to everything. i would find out what they consider a good reason for cancelling.in the end we were able to save the trip for a year but could not cancel altogether!
     
  6. pamlet

    pamlet DIS Veteran

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    Are you talking about the cancellation insurance?

    I WOULD get it - you never know what MAY come up.

    A couple years ago I had a trip all set w/about 1000.00 into it. Our van died - a few other things came up and basically the trip was off.. (we STILL haven't gotten back to DW :earseek: ) I was able to cancel after the cut-off and get everything but the deductable back.

    I used to work for a 24 hour emergency office for a travel agency - you cannot imagine the stories we'd hear... and how horrible we felt when someone had not purchased the cancellation insurance. That's why I purchased it - I didn't want to be the one feeling horrible.

    Spicycat is right tho' READ EVERYTHING THOROUGHLY before you sign - make sure you know how to handle everything. I'd gone directly through Disney at the time.. (travel agent rate.. :cool1: ) But from what I've been reading you're looking at AAA. Just engage them in conversation about the insurance. Ask LOTS of questions...

    Just my 2 cents - but since I'd been through it I thought I'd throw it out there.
     
  7. kirbsam

    kirbsam <marquee><font color=green>Everyone at the nude be

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    Hey Jason: Great thread. You are one funny guy. I say we all take it and then...oh never mind, no use stirring it up again.
     
  8. MagicKingdom05

    MagicKingdom05 <font color=red>Loves to Travel<br><font color=dar

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    I called and left a message for the TA asking her to add it on if possible. I already made the reservation so I don't know if it can be done afterwords or not. It's only $44.95 so I guess it is worth it so I don't have to worry about what if.
     

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