Have never considered a timeshare before, but take a look at that signature below. Might have saved us a little bit of money, LOL. I particularly don't understand the financing aspect of it: If you buy directly from Disney (I know you can buy through resale), how is it financed? Is it like a mortgage? How many years does it take to pay off? Are the maintenance fees part of that monthly payment, or is that a second additional payment? Can anybody give me a guesstimate on monthly payments for 150 points purchased through Disney? Thanks!