You all have been great at answering lots of questions for me lately! And I am sure I will have many more but right now I sort of have a plan in mind and want to see if this sounds good and reasonable to those of you who have gone done this road already or are considering it along with me... Our family has been to Disney World many times over the past several years. We have never stayed on site because we have had access to off-site accommodations at a really good price. However those accommodations have been condo style so we know if we stayed at Disney we would really enjoy the vacation villas. We have visited many of the resorts on our trips just to walk around and take in the sights and eat at various restaurants. The wilderness Lodge has always held special appeal for us We don't go to Disney every year. Maybe with dvc membership that will change but there is no way for us to know that yet. So we have talked about purchasing a smaller contract to start, like maybe 75 to 100 points, and then adding on later if we want to. One hesitation I have in purchasing an additional contract later is how important it would be to have the same UY? Am I going to run into any frustration or booking issues having different UYs? If so can you explain? Also if we decide we want to do a vacation that requires more points someone told me on an earlier thread that I could rent points as long as they could be transferred. What does that mean and how does that work? Lastly am I crazy for considering this purchase without visiting these resorts in person? Like I said we have visited many resorts on our trips to Disney... The wilderness Lodge, Grand Floridian, The poly, contemporary, Port Orleans.. So I feel I know what Disney properties in general are like... Wonderful!!! We have probably spent the most time at wilderness Lodge so even though I haven't seen the villas I feel like I'm well acquainted with the property. Personally I don't have an issue with buying into a villa sight unseen but I don't know if I'm just getting over excited and if I should be more cautious. Would you advise against what I'm considering and if do why? Thanks a bunch!!!