Any mortgage experts out there? We're thinking of refinancing our mortgage since the rates are so good right now (and possibly getting better). For background, this is a straight refinance, not taking out any equity, conforming fixed rate loan. I just got a good faith estimate and most of the fees look to be in line, except in the Title Charges area: Closing or Escros Fee 550.00 Title Insurance 411.00 Title Update 1000.00 I don't think that Title Update fee makes sense, and these title fees are DOUBLE the amount of the title fees for both us and the seller when we originally bought the house 5 years ago. Is my instinct correct on this or am I way off base? Any advice appreciated. Thanks!