I know these have been answered but I can't find them now. When buying resale, you lose out on adventures by Disney, Concierge, and cruises. Is that the only perks you miss out on? I think I saw that you still get the annual pass discount when it is available. Also if I find a contract I want from a resale site, do I call them up and make an offer they take bake to seller? And if they accept the offer it then goes to Disney to see if I can buy it or they will buy it back themselves? I have been to two separate sales pitches on cruises but never done anything more than talk to the kiosk people at WDW. No tours or presentation. I do have a salesperson that emails me offers from WDW. I talked to her today and she emailed me information. She asked me if I had a referal from a current member. What was that about? Thanks in advance and I apologize if I just missed the answers in previous threads.