I have a cruise booked in Dec. with final payment due in October. I bought insurance through airmiles to cover my flight before I found out about my mom. However, now that I know about her condition can I still get insurance to cover my cruise when I make my final payment? If she is on death's door, or dies while I'm on the trip, I would need to either cancel or come home. Would we still be covered? I'm pretty unsure what to do. Considering cancelling the cruise and just doing WDW, but would love to keep the cruise if we could get insurance. Any advice is appreciated.