I find this a bit confusing. MY DD will be in London for a few days in July. I found a DVC exchange but do I book it through DVC? The chart I looked at had figures like 15 points per night for a studio exchange, but I think this hotel is a one bedroom...Also is there a fee of $95? Any help would be appreciated. I would like to help her out but only have 40 some odd points left and they would need to be borrowed from December 2009. Is that even allowed? Help!