We are new DVC owners going on our 1st trip in a villa next week. We'll also get APs when we arrive next week since we plan to return to the world within the year. As of right now I have ADRs booked, but am now finally getting around to deciding if we should get the dining plan or the Tables in Wonderland card or just go and pay for dining as we go. We've been to WDW lots of times but never gotten the dining plan before. Our cast of characters is myself, DH, DD4 and DD8 months. My SIL will be joining us as a day guest (she is a local) for 2-3 days of our trip. We'll be staying 5 nights and 6 days. We've got ADR's at Yak and Yeti for dinner, Ohana for dinner, Akershus for lunch, Le Cellier for dinner, Chef Mickey's for dinner and the Plaza for dinner. We'll do breakfast in the villa and plan on doing counter service for our other meal of the day. Crunched the numbers for the dining plan and it looks like we'll come out a bit ahead, but will get more food then we would normally eat. Wondering if TIW would be a better deal for us since we plan to return in December as well and we could also use it to help decrease the cost of SIL's meals. Is TIW a flat 20% off of ALL table service? And could I even get a card this late in the game? Thanks!