We are off to England, on a trade of DVC points. Should I suck it up and use an ATM, with my US ATM card, for a 2% transaction fee., plus $6 ATM usage fee? Should I try to cash some US dollars in a UK bank? I know that credit cards charge 2-3% a transaction, but you usually get a good rate. I plan on using my credit cards, but I want some cash as well. Any ideas?