I stated my personal deductions in a public forum. I am certain that they are correct. If you take that personally, I can't be responsible for that. The charity comment was not condescending in the least, I was simply pointing out that part of the reason club level is a poor value is because: 1. Concierge is a preposterous waste of time. You can make your own reservations online in less time than it takes to explain them to someone else. 2. The club level lounge is basically a seating area. There are plenty of great seating areas around the resorts and lots of wonderful CMs around as well. 3. The food, while convenient, could never be worth the price. You wouldn't pay $15 for a muffin or $10 for a bottle of water at a restaurant, but it is essentially what you are doing at club level. If you are a family of 5, this scenario is different. However, if the only way to get value out of club level is to feed your family of 5 all week, it should be called the "family advantage" plan or something- not club level.