Hello everybody. I am new here and am considering joining the DVC. One of my apprehensions about the club is that it seems like it would be a lot of stress maintaining your points every year. I understand that if I'm not going to use my points by year end, I can bank them, but what if I only use a portion of those points next year? It seems like every year there will be a mad rush to make a last minute trip to WDW just to get my money's worth. How hard is it to rent points to others? Is there much demand for that? Then there's the whole no-maid service issue. How inconvenient is that really? Also, based on the posts I've read, it seems that it's hard to get BWV ressies in the 7 month window. I go to WDW every year and based on my calculations it seems economically beneficial in the long run but I would like to shorten my break-even time with efficient use of points. Any thoughts that anybody has would be most appreciated.