Since people keep asking... I am going to try to refine this so it will share your results without me having to copy/paste... NOTE: when it asks for your name, just put your username/handle so I will know who to send the results to. https://docs.google.com/forms/d/13rYxACRTa_fTPw9aGdV0fZOqyQF-s7davY6pFM8LpsM/viewform ... but in the meantime here is a diagnostic that will allow you to discern your understanding of DVC, where your pitfalls may be found, whether you would use it enough to justify it, where you should buy... It's not designed to give you an answer, just to get all the relevant thoughts in one place. Sometimes just answering the questions and looking at your answers will be enlightening. When my husband completed this, it made it clear what his priorities would be--for example, I was thinking we could stay in studios and really get a lot of mileage... the most appealing thing for him is that the accomodations will be 1 Brs or larger as our family grows. I had to take that into account when deciding on our point load, which changes our initial investment and maintenance fees and therefore we had to look at it as a much bigger investment than I had been planning initially.