To be honest, the playing field on resale vs retail has changed so much that you really have to ask those who have bought in the last 2-3 years, esp those that bought after the resale limitations. Prior to that there were no differences in usage and the price difference was only 20% or so. Your other statements in this paragraph are the very reasons we've been pushing you on your thoughts and apparent decisions as you've posted them in this thread. We want to make sure you know exactly what you're getting into, what your other options were and what the real costs and risks are. No one wants to talk you into anything that doesn't fit. However, it seems you've made the assumption you'll only be happy staying on property without actual comparative data. One of those timeshares I mentioned is essentially on Disney property right behind CBR. DVC was my first timeshare and my first love in timesharing. However, if I had it to go over at this point and knowing what now know, I'd likely either not buy in or just buy a small amount of points, say 50-100. I'm not sure where you're located but 18-24 hours is a long time. I doubt you'd drive that in one sitting. Depending on where you are, some of the other systems might have resorts that were good stopovers. Truthfully, IMO, I think some of the other resorts are nicer than DVC in a number of areas. Larger rooms, staff more responsive, more and better activities (ignoring the parks), generally better pools and somewhat to much cheaper short and long term. Of course they're not exclusive of each other, many of us own both DVC resorts and one or more other systems. I get the impression you don't have a lot of direct experience visiting Disney. IF this is the case, I'd slow down and do a trip or 2 say renting DVC points and maybe an off property stay at say Bonnet Creek. To be honest, I do not think service has been Disney's strong point from a resort standpoint and it seems that is important to you. Not that I feel DVC does a bad job, I don't, but I do feel that the other companies do a better job generally when it comes to service and attention to detail. I could give you a number of examples but I'll just give you one I've seen repeated MANY times. At other resorts when I call for something (need a blender, stove not working, etc) I get a better and faster response than with Disney and I get a follow up call to make sure it was taken care of and I am happy with what was done. I am staying at Marriott's Aruba Surf Club right now and can tell you that the pool is nicer and the room is larger and at least as nice as DVC and the response to minor issues as I just described. This past summer we were in HI for 3 weeks and stayed at Marriott's for all nights. I had a concern about the resort in Kauai. It's one of 2 hotel conversions in the Marriott system and I found the kitchen to be below reasonable for a 1 BR. I was able to speak directly to the GM of the resort (mixed hotel & timeshare) about my concerns. Obviously they weren't going to be able to remodel the kitchen while I was there but I did have suggestions of how they could change it when the hard refurbishment came around. How many people have been able to pick up the phone while at DVC and do that? I remember a lot of people saying they tried, I'm not currently remembering any that were successful in doing so other than a few after the fact based on more significant concerns.