We don't usually buy the insurance. However, we used our point to take the Disney Cruise beginning of Jan. and thought it was a good ideas for several reasons. First, considering winter weather you never know if you can make the connenctions. We allowed the extra travel day. Second, with the high rate of respotatory infection during this time of year was another consideration. I think the cost was $ 42. As it turned out we didn't need it; however, it was nice to know it was there. Insurance is something you buy and hope you don't need to use it. Enjoy your vacation!
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