Can someone help with this? Lets say that you have a child who has car insurance with you but you know that she is letting someone drive the car who you do not trust at all and you do not want to be liable for anything that that person does. Here are the options, you get your child insurance on their own and title the car in her name which will double the cost. Or I was told that you could keep everything as is and add his name as an NAMED uninsured driver meaning that anything he does in that car you will not be liable for. Have you heard of this? Leaving things as they are and naming him as a named uninsured driver with his name on our policy as some one who does not have permission to drive the car would be cheaper BUT, I'm not sure this would hold up legally. I am making phone calls, one to an attorney soon, but I just wanted to see if anyone here has any advice or experience with this?