I have a question about our DVC points. My husband has a small business that is really struggling. His credit is horrible at this point, but mine is great. I pay all of the household bills with my paycheck and his so I pay more than the minimum, on time, etc. Not that we don't have some CC debt, but all of the CCs are in my name only. I just was able to get a Lowes card on my own credit last week. I'm a teacher with 18 years in so my job is not going anywhere. My question is this--DH is considering shutting down and declaring BK. We will soon be closing out our checking acct. and getting one in my name only just in case. I have no intention of declaring myself. The DVC points are all financed--the money for payments and dues comes right out my checks into my credit union and to DVC. If he declares BK, will they make us sell our POINTS??? He really has nothing to do with the money that goes to pay for them. I've considered selling them this spring when things looked bad, but I keep putting it off and so far we've been OK. On a side note, is there any way to get his name off our DVC acct. since we have no intention of divorcing? Feel free to PM if you don't want to post specifics here. Robin M.