How the heck do you decide how to use your points??! We are new members and I keep planning trips for next year and then changing my mind. We can do this, or this, or this, OR THIS?!! Maybe I am just overly excited because it will be our first trip staying on our own points, and I just want the first time to be memorable - but really, how do you decide?!? Or do you just mainly stick with your home resort?