DH and I recently bought 200 pts. at VWL, Sept. use year, also Magical Beginnings. We haven't closed yet (hopefully 3/28). So, as of 9/2002, I'll have 300 pts. because I banked the 100 MB points (using the handy little form sent with the closing documents). Here's my dilemma. I called MS to book VWL in November, but I couldn't make the reservation - not because I haven't closed yet, but because I can't use the 100 MB points until after I close. (I need 282 points for the reservation). MS says I don't have enough points to make the reservation. I explained that I DID bank the points by filling out the form. MS said I couldn't make the reservation, because of "a technicality", and told me to call my guide to see if the guide could somehow make an exception, or something like that. Does this sound right to you guys? I guess I don't why MS can't confirm that I've banked the MB points. Thanks in advance for any help.