We are celebrating our 25th Anniversary next March and are trying to decide between a cruise or some time in Hawaii. I think I have a basic understanding of how to use the points to trade for either II or use them for the COnciegre collection for one of the two resorts offered there. What I need from you all is where have you stayed and what have you been happy with II or which of the Concierge Collection resorts have you stayed at. What are the pros nad cons of using one or the other? I have no idea about any of these or even how to find II resorts that I can trade for. ANy and all info you could give me will really be appreciated. Thanks!