Hi there, I am currently on a flight home from WDW. We took the DVC tour on our stay. They quoted us $135 per point for wilderness lodge. We came back to our cabin to read the fine print and talk about it. We visit DL in the spring and WDW sometime in the two weeks after thanksgiving every year with our three kids under 6. So, seemingly, it appears this would be a smart investment for us. We did some googling. We found resale contracts for as little as $47 per point. Ummm, that seems like a no brainer. Here's where I need your help, wisdom, experience and advice. A) It is my understanding that if you purchase a resale, you can only stay at DVC properties. Is it hard to get the grand Californian in spring if you can only book out 7 months? B) if you purchase the smallest contract possible directly from DVC, and then purchase resale points - can you combine them? Meaning would the resale points then have the direct benefits or no? For those that purchased the first time direct and then purchased resale, can you please explain the best way of going about this? C) what are the restrictions people are talking about for resale other than only staying at DVC properties? I saw somewhere something about a March restriction, something about it taking over 70 days to close (why is that?) are the any other downfalls to the purchase and closing of a resale? D) if you were me, and I decide to go strictly resale, we go to California and Orlando every year, would you make your home villa in california or Florida? If Florida, would you pick based on lowest point price or location? Is there one location that is the very best? E) if you purchase a resale at grand Californian AND a resale at wilderness lodge, do you have the 11 month window on both resorts? F) is there a benefit to purchasing several small investments vs. one that is the amount you think you will use? Is one more cost effective? G) I promise I won't get through all the ABC's. What is the hardest DVC to secure 7 months out? H) what stops disney from changing the rules again once you've bought a resale that you can ONLY use the points at that resort? I) the reason we are hesitant to purchase direct is because we feel if we needed to sell for one reason or another, they've made it nearly impossible to recoup costs due to their restrictions! J) why are some people saying if you buy direct, the points aren't worth using on the cruises or adventure vacations anyway? K) if you were going to purchase resale, which company would you go with, what would you look for? Which companies are rip offs or scammers? I truly appreciate any insight or help you might give me to help aide my decision! Thanks so much!!'