I was looking at a resale listing and it was confusing as to how to put some kind of value on it. It is vb 150@$39 Closing of 400. 5 points coming on 8/1/13 and 150 points coming on 8/1/14. I understand they are using points from '13 for a vacation and using all '12 points. The seller would have paid '12 mf, but the new owner would pay '13 mf. Would you ask for a discount or is the price fair as listed? At $39 a point with closing it would be about $42 a point. If buyer pays for '13 mf it's $7.12 a point for points you can't use or rent out.