How much do they hold on my CC at check-in

Discussion in 'Disney Resorts' started by DisneyCowgirl, Apr 29, 2008.

  1. DisneyCowgirl

    DisneyCowgirl DIS Veteran

    Joined:
    Jan 16, 2004
    Messages:
    1,699
    I want to use the credit card I have that gets reward points, but my limit on that card is not much more than what the room charge itself is going to be. How much extra per night do they put a hold on? We are staying at the WL if it makes a difference.

    Thanks!
     
  2. Avatar

    DIS Sponsor The Walt Disney World Swan and Dolphin is located in the heart of the Walt Disney World Reosrt.

    to hide this advert.
  3. NJRRK

    NJRRK DIS Veteran

    Joined:
    Jun 12, 2007
    Messages:
    2,428
    It was $.01 when we were at the Contemporary in August.
     
  4. DisneyCowgirl

    DisneyCowgirl DIS Veteran

    Joined:
    Jan 16, 2004
    Messages:
    1,699
    1 cent!! I thought it was more like the entire room charge plus some amount per night to cover what they expect you to charge to your room. My limit is more than one cent!
     
  5. safetymom

    safetymom Super Moderator

    Joined:
    Aug 13, 2001
    Messages:
    40,906
    You pay for your stay when you check in. Then as long as they know the card is good they won't really hold anything. So yes you could go over your limit on your card.
     
  6. Ali

    Ali 14 years here... never a tag fairy visit

    Joined:
    Mar 2, 2000
    Messages:
    1,305
    From what I have been able to tell they won't charge your card until you hit the magic number, whatever the limit is for the hotel. Values was $500, Mods was $1000, AKL was $1500 limit before charging, I believe.
     
  7. jeni16

    jeni16 DIS Veteran

    Joined:
    Mar 13, 2007
    Messages:
    853
    When we stayed at the AKL last week, they charged our entire stay upon check-in.
     
  8. cfknight

    cfknight Mouseketeer

    Joined:
    Jul 31, 2006
    Messages:
    479
    well said! We stayed at the BC last year and it was $1500:thumbsup2
     
  9. Cool-Beans

    Cool-Beans <marquee behavior=alternate><font color=deeppink>F

    Joined:
    Apr 24, 2006
    Messages:
    16,613
    That's what it has been for me, too.

    Ali, call your credit card's processing company or ask your local bank manager if it is a debit card. Ask them about authorizations and hotels. They'll explain how it all works.

    A lot of people believe that authorizations aren't done, but they are. That's why Disney sets the limits. You don't really think they're going to let you charge up $1500 worth of crap based on the fact that they trust you, do they? They aren't THAT magical. :)

    And they won't give you a room key until all the room and tax has been paid in full.
     
  10. GrumpyNee

    GrumpyNee Earning My Ears

    Joined:
    Apr 17, 2008
    Messages:
    22
    I have paid for my room in advance.
    I thought the credit card at check-in was optional. If you don't leave a credit card, they just block you from charging to the room. Is this wrong?:confused3
     
  11. mickeymom1976

    mickeymom1976 Mouseketeer

    Joined:
    Mar 31, 2008
    Messages:
    75
    I thought the room had to be paid in advance. Otherwise, why do I have $2000 due on the 9th of May? isn't the credit card at check-in just for things like phone calls and stuff?:confused3
     
  12. EnnEss

    EnnEss DIS Veteran

    Joined:
    Apr 21, 2006
    Messages:
    2,282
    You pay in advance for packages, not room only.

    The credit card is optional no matter what you did, room only or package, you could just pay another way for room only if you wanted. If you don't link a credit card you can't charge to your room, no biggy. They ask when you check in.
     
  13. Cool-Beans

    Cool-Beans <marquee behavior=alternate><font color=deeppink>F

    Joined:
    Apr 24, 2006
    Messages:
    16,613
    Packages have a deadline by which they must be paid in full.

    Room-only requires a deposit of one night's room and tax. The rest may be paid for at check-in.

    Disney doesn't allow anyone to pay for their stay when checking out. Everyone must pay before they are given a room key. It's good business.
     
  14. Disney0010

    Disney0010 Mouseketeer

    Joined:
    Aug 8, 2005
    Messages:
    151
    The last time I was there we stayed at the CR and upon check-in the CM told me gave me a limit of $1500.00 per day to charge back. No way that they would allow this without first getting some type of authorization first from the cc company.
     
  15. DizOz

    DizOz DIS Veteran

    Joined:
    Oct 7, 2007
    Messages:
    674
    In December they charged our room and then allowed up to $1500 in additional charges before they rang and advised us they were charging the card and the $1500 limit started again.
     
  16. CleveRocks

    CleveRocks <font color=red>Rock 'n' Roller Coaster worshipper

    Joined:
    Mar 5, 2005
    Messages:
    9,701
    You guys are going on "common sense" and opinion. You are both incorrect when it comes to WDW owned-and-operated resorts. FACT.

    If you set up a room charge with plastic (credit or debit), they absolutely DO NOT check your available credit (credit card) or account balance (debit card). They place NO HOLD on your credit/debit account, and they do not pre-charge the amount.

    They DO swipe your card, but they run a charge of zero dollars and zero cents. If it is approved, it means it's a valid card on a valid account. This is all they check.

    They have CMs at each resort who's job it is to chase down the people on their last day whose room charge charge was rejected by the credit card issuer or bank.

    Like I said, in the quotes above, you guys are only going on common sense or on your experience with other hoteliers. What I am reporting is actual Disney fact, not my opinion. If you think I'm wrong, please feel free to call the front desk of your favorite resort (if you can get past the call screeners at the central call center) and check out the facts for yourself.

    Disney runs its little shop very differently from other hotels. For example, it's one of the only hoteliers in the country that doesn't require a credit card, debit card or cash deposit upon check-in to cover "incidentals" or phone calls or the like.
     
  17. gamomof2

    gamomof2 You know, that SeaWitch is really giving me a bad

    Joined:
    Aug 28, 2002
    Messages:
    642
    Contemporary June 2007. We checked in and they ran our card then went over the thing about $1500 being available so far for room charges. We went upstairs and logged onto our card and there was a $50 hold on our card from Disney. We stayed there 4 days but on the 3rd day the $50 hold dropped off because that is our banks policy. No supporting receipt had been submitted. On our checkout they ran the card for the amount of the room plus our charges. I logged on to our account at the Panera Bread at Millenia Mall and the charge was there (also still in a hold pattern but it did go completely through 2 days later).
     
  18. Blessedx3

    Blessedx3 Mouseketeer

    Joined:
    Nov 1, 2007
    Messages:
    433
    I don't think they hold any money. I think as a previous posted stated they check to make sure it is valid. It is linked to you key to the world so when that it swiped and used for a purchase I think the card is ran. We were given a credit limit of $1500 at the poly but never hit the limit. But they didn't hold any money.
     
  19. CleveRocks

    CleveRocks <font color=red>Rock 'n' Roller Coaster worshipper

    Joined:
    Mar 5, 2005
    Messages:
    9,701
    Something's just not quite accurate here. The reason I say this is you clearly state that when you checked out your card was charged for the cost of your room plus other charges. This is impossible. Your room is paid for, by you, no later than the moment of check-in. If you booked a package, you had to pay in-full by no later than 45 days before check-in. If you booked room-only, you had to pay for the room in-full up-front, at the time of check-in. Disney doesn't let people check-in without paying for the entire hotel stay in advance.

    So if your room cost $400 per night, and you stayed 4 nights, are you saying upon check-in that you had to pay $1600 plus some other stuff??? That totally goes against Disney's standard operating procedure.
     

Share This Page