My wife and I are considering a DVC club purchase. Ok, I am considering the purchase and my DW says "whatever you want to do is ok with me". I am the only kid in our family and I am 50 years young. Premise: 1 BR Villa either used during May or September. This may seem like a funny question to ask about WDW DVC, but do any DVC resorts have a more adult feel? What DVC resorts might have the better chance of not being wedged between rooms packed with lots of screaming, energy filled kids bouncing off the walls? Usage year remains unclear to me, if I need to cancel a September vacation, then what usage years allow me to bank the points for next year? Looking at BCV or BWV we need between 196 and 254 points depending view and May/September. With our economy in the tank, I suspect there will be a general downward on-going pressure on DVC resales. A 100 pt contract will provide the following options at either BCV or BWV: - 1 week studio during September, every year - 1 week 1 BR villa during September, every other year - 1 week 1BR villa during May, every third year I actually thing renting points makes better financial sense than buying a DVC resale but I want to be a card carrying DVC owner. For this reason, maybe getting a 50 pt contract makes sense. I know the consensus seems to be buy the home resort where you want to stay. In general are May/Sept reservations difficult to get at 7 months? Thanks in advance for your replies.