First - what is the circle under your name for when I look at a post? It's next to the triangle, with the exclaimation point in it. (and what is that for?) I know that if I want to sign up for ING I need to contact someone...do I just pm them by there name on the post? And for heavens sake....when the computer requires me to pick how I want my messages...what do I pick? xml, csv, or text? Someday I'm going to figure this all out....I'd better hurry up before I miss the boat. thanks ahead of time!!!! Barb in Texas I'm leaving for Disney May 1st.........can't wait!!!