I purchased this 100-year old house 3 years ago, and the realtor said it had "newer windows". Bullcrap. They *are* replacements from the originals, but I suspect they are at least 15-20 years old. The locks have rusted and fallen off, they're slipping from the top, they have condensation issues. I"ve been resigned to just live with those issues until yesterday when I opened my front picture window in the living room and it fell right off the track! My neighbor, who is very handy, came over to fix it. He got it back on the track, but said that it won't be able to be opened anymore, because it has shrunken and doesn't fit the casing any longer. I desperately need that window to be able to be opened in the hot months!!! So how does one pay for replacement windows??? I know they're super-expensive! Since I've only lived here for 3 years, I'm sure that I don't have enough equity in my house for a home equity loan. I have a small savings account for home repairs, but it's VERY small. I"d appreciate any advice you budget-minded folks can give me!!