Hi All ~ we have been throwing around the idea of buying for a few years, and I just have a few questions. How long does the purchase usually take? (we plan on buying direct thru Disney). How much is the interest rate for financing (we have top tier credit)? How good is availability usually at resorts other than your home resort, like if we want to try other resorts? We plan on getting 160 pts. Is that pretty sufficient for once a year for a week or a little longer? Thanks!!!