Hi what happens if we cancel our trip after we pay the full amount say 10 days before the trip, my DH may get a job in the meantime and we may not be able to go. right now we are 3 months out so no worries. Is this statement I found on another site true? "If I cancel after the 45 days, but before the arrival date, even after I paid in full, I get the entire thing back except for the $200 deposit. RESULT - Spent $3000, and got a $2800 refund." Thank you for your help!!!