OK, I know I've had all this explained to me before, but just humour me! We like to spend most of our Orlando vacations in a private home, with a few nights onsite. Recently those few nights have been at Universal, but we're keen to do some Disney resorts again. We'd probably want to spend about 3 nights a year at an onsite resort. Imagine I am stupid (those of you who know me shouldn't have too much trouble!) and tell me what to do!