Just posing a question. Previously, I think DH and I were doing well, but lately I have had more time to go onto discussion boards and have found myself inspired in the last few months to improve and help put my family in a better financial position. I also starting reading the DR books. But....now with Katrina and watching what financial pain so many families are needing to deal with, I have a newfound desire to REALLY keep a tighter watch on our money and to change some of our habits. For example, I usually don’t keep cash in the house, but now I am thinking that maybe having some money at home is wise...after all, what happens if you can’t get to or withdrawal from an ATM? Also, I am thinking of stepping up our savings. It seems that many Americans, myself included, seem to think that if our property value is high, that is some kind of safety. But in this case, so many people lost their homes and what they really need are more liquid investments to keep them going in the months ahead...wondering if anyone else was looking at this too?