well i've been doing some number crunching today based on some of the examples i've seen discussed in past threads about the cost of DVC (like this thread ...) i'm still not sure if i've got a good enough understanding of the costs, i might need to do some more reading, and refreshing my memory on these types of calculations as it has been a while since i last studied finance. anyway, there is a scenario that i need help with. i wonder if anyone has done similar calculations before? basically, because i'm still in my mid-20s, there is a lot of uncertainty in my life. there are a lot of changes that can still occur as far as my life and career that could affect whether or not i want to keep a DVC timeshare long-term all the way until 2042. so, is it possible that buying DVC can be a good idea even if you only plan to hold the timeshare for a short-term period? what is the minimum # of years to hold DVC ownership for, before selling, in order to somewhat break even after the sale? i feel like my calculations might just be jibberish nonsense *sigh*... somehow, i came up with the result that if i bought DVC this year, and held it at least until 2008, i could sell the DVC contract then and still have "broken even" (spent less on Dues + loss from Resale than i would've spent paying for a cash room every year until 2008) this is assuming: 150 pt BCV purchase at $84/pt (150pts enough for two 5-night weekday studio trips a year = total 10 nights/yr) 4% inflation of Dues 3% inflation of DVC retail price 3% inflation of WDW Hotel prices $160/night current discount room at WL or AKL (where i would stay if not at DVC) Resale would be 65% of 2008 Retail price Resale broker would charge 12% commission for those of you finance people out there, can you please help point me in the right direction to do this calculation?