I'm currently buying Disney gift cards at BJ's for a 4% discount (and I know some of you are using the 5% Target discount). We are NOT on the dining plan but wanted to do the Hoop Dee Doo Revue. I called to make our reservation and they were able to take full payment over the phone with Disney gift cards! Just another way to save a little $$$$! I did find that you cannot make payments with a gift card online though. Hope that helps some of you not on the dining plan!