I just saw this this morning when I check my CC balance (citi) and I check it daily so its most likely a new offer. It doesn't look too easy or quick. But it does look free and I know we here on the budget board are both frugal and patient(look at some of our counters)... that being said: 1) Apply for a Citibank Regular Checking account - it takes just a few minutes. 2) Fund the account with $1,500 by 7/31/2006. 3) Sign up for Direct Deposit or make two bill payments per month at citibankonline for six month. OK just noticed as I copy/pasted it that it doesn't necessarily take 6 month (I missed the "or") We don't fly that often so I most likely won't do the offer but I hope some of you get the chance to use it... let us know.