Disney Visa only gives you 1%. You get $1.00 for every $100 spent. I thought the same thing. I do use the Disney Visa. I know it doesn't give great rewards, but I put just about everything on it & then pay it off at the end of the month. These charges do add up. I have a few hundred dollars each year to spend on one of our trips. We usually "piddle" it away at CS meals, snacks & things like that. I also have the SW Visa that I use for my business. We get numerous free flights a year that way. Don't hold me to this, but it's usually because the contractor won't be reporting the income that they will accept the cash. Don't flame me, it may not be all contractors everywhere, but for the ones that I know, this is the case.