Hi All, We never really thought about purchasing DVC. I'm a flight attendant and can usually get airline discounts on disney resorts and we usually go during the off season anyway, since that's when we can normally get on a flight flying "stand by". But last week just for the heck of it and to get a little "disney fix" we went to the DVC sales pitch here at our mall. Loved it! Learned so much, but from reading Disboard and my "liners" app, I think we would buy resale. I have a couple questions that I hope you experts can help us with 1. It's our understanding if you buy at least 160 points you can use RCI exchanges to go other places. My husband would like that option (don't know why). But have any of you gone other places than Disney? Is it easy to exchange points and go to say Europe or other places in the US? 2. We really don't or can't plan a vacation more than 7 months out anyway. Sometimes we plan trips a month out and for just 4 or 5 days. How is availablity at different dvc last minute? Thanks for your input.