O.k. so the story is...I have collected a bunch of money, from my community to help a needy family. The response was SO great, that I have money left over. (Because I'm such a budget shopper! ) So. I was going to open a bank account and put the rest in there for next year. I figure, I sort of have to continue next year, if they still need it. I don't want the kids to think next year, when they don't get presents, that they were bad or anything. So no problem.......then my friend tells me, she knows another needy family that can't pay their hydro bill and wonders, if I would give the money to them. The bill is over $500. Keep in mind that she is in the $80 to $90k income bracket at her work. So is everyone else there. I collected $20 from her and no money from anyone she works with. Am I wrong, to think maybe she should just collect a bit from her work to help them?? Our family just did this on our own. We collected $996. Not looking for a pat on the back.....I just think maybe she could do the same for this family.