hard to believe i know, but i have never rented a vehicle. this is my first time taking a baby to disney, so i thought for the ease of being able to go to the grocery store, avoiding having to hop back to downtown disney at night after eating at a resort different than where we are staying, ect...that we would rent a car. but, i have no clue if it truly ends up being worth it. btw, the baby is 5 months old. also, do you get the liability insurance/collison..or are you covered under your own private insurance...any help would be greatly appreciated!!! thanks!