I saw a few worksheets and spreadsheets on value/cost on DVC resale contracts. I took some of the ideas and combined them into a workbook that might make evaluating different contracts easier. You can: Compare up to 4 different contracts Compare pricing to direct Compare Rental Value of contracts Compare contracts if using Banked/Current/Future points vs renting Compare Cash total to Financed total. There is a list of historical annual fees and percentage change between years There is a loan calculator to figure out monthly payments. If anyone wants to look at it and use it feel free. If you want any other functions, let me know. If you want it in a different format, let me know. If you want to skip this altogether also feel free!