We go to the mountains at least once a year and if you don't mind risking it you can get some super deals 2-3 weeks in advance of your stay. The mentality seems to be "if it ain't rented yet then dump the price to at least bring in SOME income". From what I've seen, Disney doesn't follow this practice. Last time I booked a room it was the night before we arrived and the rate was the same as it was weeks before. I take it that Disney offers certain discount rates (we are AP holders) and that's IT.