Talking about Money is such a taboo. I think most people are more comfortable with talking about sex. Personal finance is mostly about behavior. My daughters are 10 and 8. They know what we as a family earn. They are part of the budget decisions. And they earn a commission in which they must save a portion, give a portion and spend. It will increase in responsibility as they get older. My husband has 2 adult children who werent provided with that framework and we are saddened by their choices. They have a big hole to work against in being successful financially. More concerned with instant gratification than long term goals. It is scary thinking of how many people are unprepared for financial responsibility when they enter adulthood.