I've had a Disney Visa for a couple years now but have never taken advantage of the 0% financing on vacation packages benefit. Can anyone tell me how this works? I know it if is not paid off in full at the end of the 6 month period I will get socked with enormous finance charges. But when does the 6 month period start? Is it when I book the package? When I pay off the balance 45 days ahead? Also, do all packages qualify for 6 mos. 0%? Can I take advantage of this for the new 7 nights for the price of 4 deal? Thank you, wise DISers!