Disney Visa best sign up offer right now?

Discussion in 'Budget Board' started by LaDonna, Jan 25, 2012.

  1. LaDonna

    LaDonna DIS Veteran

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    DH may sign up, so what is the best offer out there right now?
     
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  3. ValpoCory

    ValpoCory DIS Veteran

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    Do this offer for a $100 Statement Credit:
    http://www.mychasecreditcards.com/disney/wph1/?CELL=6Y4X01

    Note: Although the link was intended for Annual passholders, it is open to the public. I got mine through this link.

    After you get your card, email customer service, telling them about how some new customers are receiving a $200 enrollment bonus, and that you would like 100 Disney Reward dollars to be added to your account to bring you up to that $200 number. They will credit your account 100 Disney Reward dollars. They did it for me. If they don't, call them and keep calling until you get it.

    It's amazing what you can get just for asking. Many threads on this budget board have been started about this. Here's one:
    http://www.disboards.com/showthread.php?t=2526007&page=19
     
  4. ascardino

    ascardino Mouseketeer

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    I am interested too. And for those that have the card, do you feel it is really worth it? I have an Amex Blue Cash that I use for mostly everything which earns me a decent cash back reward. Not sure if there is a good reason to open another card.
     
  5. scard192

    scard192 DIS Veteran

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    I have the Amex Blue card as well as the Disney Visa. I use the Amex for most purchases and the Disney Visa for the purchases that Amex would only pay 1% cash back.
     
  6. ValpoCory

    ValpoCory DIS Veteran

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    I never use my Disney Visa. I own it for the rare times it gives me a discount (Disney Stores) and perks when I go to Disney World/Disneyland. I use the Chase Freedom card for my everyday purchases.
     
  7. Zim

    Zim Meow meow

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    I use Amazon because they give cash back... but I have Disney and plan to upgrade it to the premiere this year to get the 5% for the first three months and 2% after that in order to help pay for our trip in October and our cruise in 18 months. Then it's back to Amazon and cash back!!
     
  8. LaDonna

    LaDonna DIS Veteran

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    hmmm I've been hearing abou this Chase Freedom, looks like it is better than the DisneyVisa, it gives you the 1% Plus you get the bonus of possibly getting 5% back too? Am I reading that right? Much better than the every once inawhile mailings DisneyVisa sends out to earn %3 more ;)
     
  9. ValpoCory

    ValpoCory DIS Veteran

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    First, do you have a link to the 5% for the first three months offer?

    The new Disney’s Premier Visa Credit Card from Chase that was announced today has a $49 annual fee. And you get ...

    So you have to crunch the numbers ... You are paying $49 per year for an additional 1% of Reward Dollars in some categories. $49 is 1% of $4900. Will you spend more than $4900 per year at restaurants, grocery stores, gas stations, and at Disney? If so, the you are essentially paying $49 of real money for a Disney Gift Card in the amount of 1% times that amount you will spend.

    However, balance that what you would be earning with your current card. For instance, Chase Freedom has 5% back on gas for 6 months of 2012, 5% back at grocery stores for 3 months, etc.. Also, Chase Freedom gives you those rewards in cash back, not a restrictive gift card. As of now, I'll stick with the Chase Freedom.
     
  10. ValpoCory

    ValpoCory DIS Veteran

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  11. LaDonna

    LaDonna DIS Veteran

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    So if I go with ChaseFreedom, how does it work getting you points turned into cash? when can you cash out? How long does it take?
     
  12. Harters2WDW

    Harters2WDW Mouseketeer

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    Great topic! I am requesting the increase as well because I was only offered a $15 gift card! Boo!! Fingers crossed!
     
  13. scard192

    scard192 DIS Veteran

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    You have to have a minimum of $20 in rewards and there is an option to request a check instead of getting gift cards. Really easy and takes less than 2 weeks to get the check.
     
  14. LaDonna

    LaDonna DIS Veteran

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    ok I think I'm gonna sign up for this one, another $100 toward my disney vaca :woohoo: I need all I can get now that my family of 5 have to move to a moderate :sick: I can't believe how much more this vaca is costing compared to my others but will be well worth it :cloud9:
     
  15. adisneymama

    adisneymama DIS Veteran

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    I was thinking about upgrading to the premier, but after number crunching it doesn't make sense.
     
  16. Laurawill

    Laurawill Earning My Ears

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    I signed my husband up for Chase Freedom with a $200 sign up bonus in October. We spent $500 in the first month and received our sign up bonus on our first statement. I couldn't believe how easy it was to cash out.

    That being said, the following month I saw they were offereing a $300 sign up bonus (no longer offered) so I got one in my name also. So far I highly recommend this card.
    Here's the link for the $200 sign up bonus.
     
  17. LaDonna

    LaDonna DIS Veteran

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    oh no POOH I just this second got thru completely my online registration for the $100!! POOH POOH! Maybe I'll have luck like I did with the DisneyVisa, I had got $100 but saw others getting $200 so I asked them for it and they said yes
     
  18. ascardino

    ascardino Mouseketeer

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    What categories would earn a higher % using Disney vs Amex? Just curious.

    Also, I need to check out the Amazon card if it is a straight 2% on everything it may be better than Amex.
     
  19. LaDonna

    LaDonna DIS Veteran

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    YEAH LOVE CHASE....emailed thru my secure chase account I already have about what just happened and already got a response! YIPPY for $200 extra for Disney, I'll have no problems now adding one more night to my planned stay :banana: :woohoo:

    I am writing in response to your e-mail regarding the sign
    up bonus offer inquiry on your Chase Freedom account
    ending in 5391.

    I would first like to take this opportunity to personally
    thank you for choosing Chase to handle your account. As
    per the offer on your account, you will receive 10,000
    Chase Freedom bonus points after spending $500.00 in
    purchases within 93 days of account open date. These
    points will post to your account within one to two billing
    cycles.

    Kindly resubmit your request for 20,000 points offer, once
    your purchase of $500.00 is completed. We will add
    additional 10,000 points on your account.

    If you have any further questions, please reply using the
    Secure Message Center.

    Thank you,

    Shamir Sayed
    E-mail Customer Service Advisor
     
  20. Laurawill

    Laurawill Earning My Ears

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    Awesome!!! So glad I posted and you were able to get the better offer! :cool1:
     
  21. Harters2WDW

    Harters2WDW Mouseketeer

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    How long did it take before they responded? I just emailed this morning! Thanks for posting this question!
     

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